Silver MemberUsername: Ustaad_hc
Post Number: 369
Posted By: foreyez on 11-16-2007
New Credit Card Scam -- Snopes.com says this is true. See this
site - http://www.snopes.com/crime/warnings/creditcard.asp This Snopes
site says TRUE!!!
This one is pretty slick since they provide YOU with all the
information, except the one piece they want.
Note, the callers do not ask for your card number; they already
have it. This information is worth reading. By understanding how the
VISA & MasterCard Telephone Credit Card Scam works, you'll be better
prepared to protect yourself.
One of our employees was called on Wednesday from 'VISA', and I
was called on Thursday from 'Master Card'.
The scam works like this: Person calling says, 'This is (name),
and I'm calling from the Security and Fraud Department at VISA. My badge
number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify. This would be on your VISA card
which was issued by ( name of bank). Did you purchase an
Anti-Telemarketing Device for $497.99 from a Marketing company based in
Arizona?' When you say 'No', the caller continues with, 'Then we will
be iss uing a credit to your account. This is a company we have been
watching and the charges range from $297 to $497, just under the $500
purchase pattern that flags most cards. Before your next statement, the
credit will be sent to (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be starting a
Fraud investigation. If you have any questions, you should call the 1-
800 number listed on the back of your card (1-800-VISA) and ask for
You will need to refer to this Control Number. The caller then
gives you a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works. The caller
then says, 'I need to verify you are in possession of your card.' He'll
ask you to 'turn your card over and look for some numb ers.' There are
7 numbers; the first 4 are part of your card number, the next 3 are the
security Numbers' that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove
you have the card. The caller will ask you to read the 3 numbers to
him. After you tell the caller the 3 numbers, he'll say, 'That is
correct, I just needed to verify that the card has not been lost or
stolen, and that you still have you rcard. Do you have any other
questions?' After you say, 'No,' the caller then thanks you and states,
'Don't hesitate to call back if you do', and hangs up.
You actually say very little, and they never ask for or tell you
the Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did! The REAL VISA
security Department told us it was a scam and in the last 15 minutes a
new purchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and closed the
VISA account. VISA is reissuing us a new number. What the scammers
want is the 3-digit PIN number on the back of the card. Don't give it
to them. Instead, tell them you'll call VISA or Master card directly
for verification of their conversation. The real VISA told us that they
will never ask for anything on the card as they already know the
information since they issued the card! If you give the scammers your 3
Digit PIN Number, you think you're receiving a credit. However, by the
time you get your statement you'll see charges for purchases you didn't
make, and by then it's almost too late and/or more difficult to actually
file a fraud report.
What makes this more remarkable is that on Thursday, I got a
call from a 'Jason Richardson of Master Card' with a word-for-word
repeat of the VISA scam. This time I didn't let him finish. I hung up!
We filed a police report, as instructed by VISA. The police said they
are taking several of these reports daily! They also urged us to tell
everybody we know that this scam is happening.
Please pass this on to all your family and friends. By informing
each other, we protect each other.
Platinum MemberUsername: Wingmanalive
A pic is worth 1000 posts!!
Post Number: 11088