Paypal help! PLEASE!
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1919 Registered: Feb-06 | Okay so I've never recieved payment on paypal before. What information do I need to give the guy that is sending me money? Thanks. |
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Gold Member Username: CarguyPost Number: 6090 Registered: Nov-04 | Your email that is registered with Paypal. For example, if you used johndoe@msn.com, then you need to give that to the person making the payment. Then he'll transfer the money to your account. |
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Gold Member Username: Johnfiac151.9db Dail... My wangers b... Post Number: 2215 Registered: Mar-06 | ^yup You do know you get charged a fee right.. like 2.5% or somthing like that.. 2.5% is bidpay but paypal prolly the same.. i havnt read paypals exchange rate since i never recieved money on it.. just sent it lol |
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Gold Member Username: CarguyPost Number: 6091 Registered: Nov-04 | Paypal is a ripoff. They charge you a fee for selling, paying, and exchange rate. So in the end, you lose no matter how you cut it. If you pay cash, then you save some fees. I think they're worse than a bank. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1921 Registered: Feb-06 | So can the guy send me cash through the mail? I don't want to do a money order because people get scammed like that ALL the time. |
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Gold Member Username: Johnfiac151.9db Dail... My wangers b... Post Number: 2219 Registered: Mar-06 | Have him send you a personal check.. or paypal really one of your only options.... Isaac you pay fees to buy things when paying with paypal? I dont...... they only take the money from the reciever for me im pretty sure.. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1922 Registered: Feb-06 | I've never paid a fee on paypal that's why im wondering... it's direct transfer to my bank account and im pretty sure it said it was free? |
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Gold Member Username: Johnfiac151.9db Dail... My wangers b... Post Number: 2221 Registered: Mar-06 | Thats what im saying... it only cost you a fee if your recieving money from sombody else, if you take it from your bank your fine.. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1923 Registered: Feb-06 | it says it's free to transfer funds to the bank account... i guess i'll just tell him to send 335 to make sure paypal fees are covered. |
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Gold Member Username: WingmanaliveA pic is worth 1000 posts!! Post Number: 5501 Registered: Jun-06 | https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees-outside |
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Gold Member Username: CarguyPost Number: 6093 Registered: Nov-04 | When I say fees, it's really referring to the way Paypal converts the currency so that they make money. So in a way, you're paying a fee to buy and sell. Reece I doubt you can make the buyer pay more cause of the Paypal fees. It's whatever the final price was on eBay. If the buyer is willing to pay extra then you'll be lucky. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1926 Registered: Feb-06 | no it wasn't ebay it was CA.com... how can you do paypal instant transfer? i'm pretty sure that's what i have because i verified my bank account on paypal |
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Platinum Member Username: BestmankindLos Angeles, CA USA Post Number: 11989 Registered: Oct-05 | yeah when i get $5 dollars from someone through paypal, i end up with $4.55 after paypal fees. |
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Gold Member Username: Naledge503Http://com4.runboard.c... Post Number: 1284 Registered: Jun-06 | If you wanna do an instant transfer from your pp to your bank account, it does have some fee's. Otherwise you have to wait 3-6 days but its free. |
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Gold Member Username: WingmanaliveA pic is worth 1000 posts!! Post Number: 5502 Registered: Jun-06 | So say I stick 200 bux in my Paypal account from my linked checking account. It takes 3-6 days to clear(when it's free), then if I want to swap it back into my checking account I have to wait an additional 3-6 days??(When it's free) Bottom line is two online transactions can take paypal up to 12 days to complete??? That blows metal chunks.  |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1929 Registered: Feb-06 | Yeah it does, but I don't need the money fast anyways. I can wait 3-6 days. Does it give me the option to do direct trasfer when I recieve the money or should I tell the buyer to do that? |
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Gold Member Username: Naledge503Http://com4.runboard.c... Post Number: 1289 Registered: Jun-06 | Paul, you dont need to transfer money from the bank account to PP. It automatically withdraws from your bank account when you buy something using PP. Reese, when you get the money, you have to click on the "withdraw" tab on PP. It will give you all the options for withdrawing from PP to your bank. |
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Gold Member Username: WingmanaliveA pic is worth 1000 posts!! Post Number: 5503 Registered: Jun-06 | Yeah I know Jesse, it's just that I have more than one source for funds. I have a few cc's that I could use and one of them is set as my primary, so if I want the $$ to come from my checking I have to manually add it. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1934 Registered: Feb-06 | Okay, so the verdict is that I can withdrawl the money for free as long as I choose direct transfer and I will have to wait 3-6 days? |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1425 Registered: Jul-06 | Paypal is real easy the fees are the only bad part. But if you don't need the payment instantly, consider using money order instead. MO are better than Paypal since they can't bounce (they can only be bought with cash or debit card, no credit cards). With money order once you have it, you are guaranteed to get the money, unlike paypal where the buyer can file a dispute. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1936 Registered: Feb-06 | Alot of people get scammed using MOs and it takes like 30 days for the MO to run through. So once you find out it's a scam you have already sent the item and the the scammer is outta town. |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1427 Registered: Jul-06 | Once you have a money order for a specified amount in your hand, it's as good as cash. The person who sent it had to pay for it with cash or debit card, neither can bounce. The only way to get scammed would be if someone sent you a counterfeit money order...... |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1937 Registered: Feb-06 | Exactly... |
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Gold Member Username: WingmanaliveA pic is worth 1000 posts!! Post Number: 5512 Registered: Jun-06 | Simple really. Just don't send anything till it's cashed. If they can't use paypal or don't trust you to send it afterwards just don't do business. In Jersey we practice defensive driving for a reason. Pretty much everyone else is a retard/goon. If you're the one buying it's your risk, act accordingly. |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1428 Registered: Jul-06 | That's pretty hard to do. US postal service money order have a watermark thats extremely hard to duplicate |
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Gold Member Username: CarguyPost Number: 6094 Registered: Nov-04 | Not true M.S., the scammers are sending fake Money Order. So it's no longer as good as cash. |
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Gold Member Username: Denali_on_22sHit you in the chest m... Post Number: 1942 Registered: Feb-06 | That's what I was saying the first post about MOs, Paul. It takes like 30 days for the MO to run through but you already have the cash. Once they determine the MO is fake you have to pay all the money back plus like 10 bucks for the fraudulent MO. At that point the scammer is outta town. I'm not all that worried about it because this kid is using his mom's paypal, so I doubt he is able to make or even know about a fake MO, but I guess I would still feel safer using paypal. Now back to my last question. Is my verdict correct? Or am I stuck with PayPal fees |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1433 Registered: Jul-06 | If you use paypal you will get charged the 3% fee. You could also use a certified check, but that's essentially the same thing as money order, just from a bank. |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1434 Registered: Jul-06 | Remember though, with paypal if the person sending the money funds the payment with their credit card, they can file a chargeback with the CC company and paypal would have to reverse the payment. It's actually less secure than money orders/certified checks...... |
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Gold Member Username: CarguyPost Number: 6097 Registered: Nov-04 | The ONLY way a CC can reverse payment is if the customer never received the product. As long as you send the item within a resonable time frame, banks will not intervine. So if you're an honest seller, ship the product, end of story. |
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Gold Member Username: Nd4spd18Southeast PA Post Number: 1437 Registered: Jul-06 | Most CC companies will take the cardholder's side even if they received the item but have a problem with it. They will do it since they want to keep you as a customer, and paypal has no choice but to refund the money. (what else are they going to do, stop dealing with visa/mastercard? don't think so.) This is a real issue when selling stuff and taking credit card payments (through paypal or elsewhere). Paypal even says on their website that if a charge gets reversed, it is out of their control. |
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Gold Member Username: CarguyPost Number: 6099 Registered: Nov-04 | Not really true. Call your credit card and try it. They will clearly explain that, the only way they can reverse it is, if the product was never shipped. If it's damaged/lost/wrong product, they can't do a thing, and you'll have to deal with eBay/Paypal or the shipping company. |
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