Protect your equip


White Boy
Unregistered guest
How can I insure my subs/amps, in case of theft. Does the average car insurance cover it?

Know my policy states for electronic equipment to be covered it must be installed in stock locations. I like in MA and insurance rates are high.

I got some ideas, and I think we should all share our info to keep this from happeneing.

ideas (some are obvious)
Car alarm ( Just don't wanna spend the money and I absoluly hate when others are going off)

Register AMPS and sub with manufacturer
Write Down Serial Numbers
Lock the amp to the car? ideas welcome.

Don't play your tunes in your own neighborhood.

Lets hear your ideas, cause I am not puttin my system in until I know it will be damn hard to steal it.

Thanks for the input

Gold Member
Username: Glasswolf

NorthWest, Michigan USA

Post Number: 5659
Registered: Dec-03
your insurance company should offer a rider to your auto policy to cover an aftermarket audio system. they usually charge a small fee for the additional coverage.
an alarm will lower your rates too.
as you noted, don't attract attention, if you choose, use silent arming for the alarm so it doesn't chirp.
always keep the car locked.
have the equipment out of sight, and securely mounted.
keep the car parked in a garage, or well lighted area.
record all product serial numbers, and keep them with all of your receipts along with photos showing teh install, and the item serial numbers.

if you do buy an alarm, get a good one. and have it put in professionally.
A cheap, poorly made or installed alarm is just about worse than no alarm at all.

Silver Member
Username: Erik123456

Arlington, Tx

Post Number: 198
Registered: Aug-04
You can make it more difficult to steal, but pretty much anyone with a system that is even semi flashy will get it taken if they live in a big city....

atleast thats been my experience

if i were you i would just get a stealth box and keep everything hidden under seates etc

i had a crv with a stealth box and amps under the seats and it never got stolen....until i had to get it worked on at the body shop....inside job just used my alarm clicker and took everything but they still couldnt find the jl stealthbox lol

they had to get me all new stuff for free but it still sucked

Silver Member
Username: Jmloughrey

Farmington, CT

Post Number: 400
Registered: Jul-04
i was talking to my dad abuot this topic the other night about what would happen if my stereo system was stolen, he had said that under our particular insurance there was a clause in our home owners that said something to the effect of anything of your property in your possession (ie car, house shed) will be reinbursed in full with proof of ownership. like a receipt, picture, credit card statment...something to that effect.

Silver Member
Username: Erik123456

Arlington, Tx

Post Number: 199
Registered: Aug-04
do you not have to pay the deductible?

Silver Member
Username: Elecgenius

La Puente, Ca United States

Post Number: 127
Registered: Oct-04
i work for an insurance company in california. we can insure up to 5000 dollars in any tipe of optional equipment, with full coverage on a vehicle for around 30 bucks a month. all they need are receipts on file, and , in case the stuff gets stolen, u make a claim to the company and get the money back for what ever gear was stolen.
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