can someone tell me if i get the yellow card rom3 then what softwre i will need to program my card thru card reader when ever my card will be down also whish card reader i need to buy and where do you get the file from the internet and lastly if there is a site for newbies to guide step by step to program these cards. I just dont want to pay every month or two when the card is down to ouside people and want to program it myself thanks a million