Well I design prefabricated engineered wood trusses for one of the largest component manufacturers in the country. Our gravy used to be new single family homes. You know, the things that are a dime a dozen right now? With all the fantastic deals you can get on foreclosures why would anyone pay the premium for new construction? This is going to be a bad year for me.
I'll be putting most of it in the bank as well. Can't just spend all my money on car audio and other useless crap I don't need. Gotta plan for the future... I would like to move out of my parents house someday.
"I would like to move out of my parents house someday."
Son that is a VERY huge step in your life. Sadly with today's economy more and more ppl are moving back IN to their parent's home. So many are losing their homes that they have no choice. Hopefully this country will pull out of this.
lol yeah I know Paul. I don't see myself moving out for another 4 or 5 years(I'll be 19 next month). After I finish college and get a job I want to save as much money as I can for 1 or 2 years and then hopefully move into a cheap apartment with a friend.
So you'll be at "home" when you're in you're early 20's? That's where I was! Times they are a changing and also staying the same, so to speak. My father was married and had 4 kids before I even moved out at the same age.
Hey Paul, why don't you work for a commercial company? Just curious, I have always been more interested in Commercial, which is where I will be heading after college (hopefully Hensel Phelps), residential has always seemed like more of a hobby to me...meaning it's not quite as complicated and gets to be repetitive.
anyway, back on topic, if I get around 400 I may be investing in a new pistol.
"Hey Paul, why don't you work for a commercial company? "
Not quite sure what that means. I work for Universal Forest products. We are one of the largest component manufacturers in the country. Our size has helped us take the blow the economy is dealing the industry. The fact that we are diversified in what we supply helps us lean on strong markets when others are drying up. Along side housing products we produce pallets, wooden fencing, sheds and more. When other truss manufacturers are closing shop we're refocusing our efforts.
I will be headed for an IT dept somewhere. You know, those guys in the office that your call when you PC bluescreens
LOL, I don't call them. 80% of those guys are morons who only know how to configure and wire up servers. Throw an OS or software issue at them and they are clueless. I helped over 50,000 people in five years when I wrote my computer column, and I would say 10% of them (at least the ones that admitted it) were IT guys wanting me to resolve their issues so they didn't look like dumbasses at work. And almost every place I have worked, I ended up helping them out there too.
I would rather owe Uncle Sam money rather than get a refund each year...why should I overpay and have too much money witheld from MY earnings and let Uncle Sam have it all year..so I claim extra dependents on my W4's, so I can have MY money all year and invest it or at least earn some interest, instead of Uncle Sam earning interest on MY money all year!
I have never looked at giving Uncle too much all year, and getting it back the next year, as a smart financial savings move..
Unless you are a compulsive spender. For example those who, when they see a buck in their hand, have to spend it. If it's taken out before hand you don't see it and don't spend it. Take it as a loss but with some ppl's spending habits it could be considered a gain.
You probably already know this Brad. But thats b/c most places now hire people out of those so called p.o.s. tech schools like "computertraining.com" since they can pay them less...... poeple who actually know what they are doing are much more rare, more in demand and therefore more expensive.
There is a lot shorter supply of people with 4 year college degrees and experience, in addition to the certifications. Also most of those people like myself are on that career path b/c it's what interests them..... where as most people from the tech schools are in it for the money.
And the reason those places can graduate people in such a short time is they teach you only what you need to know to pass the certification tests, not everything you need to know for the real world.